Your car, your home, the possessions you’ve worked for, insured at the right value, with a real person to call when something goes wrong. We compare the market so you don’t overpay for cover that doesn’t quite fit.
We hold full accreditation and written authority to market products from these providers
Short-term insurance protects the assets you’d struggle to replace out of your own pocket. The trick is getting the sums insured right: enough to rebuild or replace, without paying for cover you’ll never use.
Comprehensive cover for your car, bakkie or motorbike, including hijack, accident, fire and hail. We make sure it’s insured at retail or market value to match how you’d actually replace it.
Buildings cover for the structure (essential if you have a bond) and contents cover for everything inside: furniture, appliances and the effects of load shedding on your electronics.
Your phone, laptop, camera, jewellery and glasses, specified and covered wherever you go, in South Africa and often abroad.
Every policy differs, but here’s the shape of a well-structured short-term plan. We walk through each line with you so there are no surprises at claim stage.
| Cover | What it protects | Things we check |
|---|---|---|
| Motor | Accident, theft, hijack, fire, weather | Retail vs market value, excess amount, tracking device discount |
| Buildings | The physical structure & permanent fixtures | Replacement value, subsidence, geyser, required by your bank |
| Contents | Everything inside your home | Sum insured vs true replacement cost, power-surge cover |
| All-risk | Items you carry out the house | Each item specified, worldwide cover, phone & laptop limits |
| Liability | Damage or injury you’re legally liable for | Cover limit, extended to your household |
A quick word on excess: a higher excess lowers your monthly premium but means you pay more at claim stage. We help you set a level you could comfortably afford on the day, not just the cheapest monthly figure.
Your circumstances change: a new car, home improvements, a child at university. An out-of-date policy is where nasty claim surprises live. We review yours every year, at no extra cost.
Anyone can sell you a policy. The real test is the day of a burst geyser, a break-in or an accident on the N3. That’s when independent advice earns its keep.
You phone your advisor, not a random call centre. We know your policy and start the claim immediately.
We help gather quotes, photos and documents, and lodge everything correctly the first time.
If a valid claim is delayed or declined, we take it up with the insurer on your behalf, and escalate if we must.
“A tree came through our roof in a Highveld storm and Preevees had an assessor out the next morning. The claim was settled in full, no arguing, no stress.”
Households are just the start. We place specialist commercial, liability and marine risks for businesses across South Africa, from a single bakkie to an industrial fleet.
Send us your current policy schedule and we’ll tell you where you’re over-paying, under-covered, or both, free of charge.
