preevees
*Discovery Insure Vitality Drive offer. Quote and activate 20 July to 30 September 2026. Full T&Cs
Six quick questions, no phone calls. Real quotes from 16 insurers land on your WhatsApp, usually within a day or two. If we can't beat your premium, we say so and leave you alone.
Compared against: Discovery · Santam · OUTsurance · Old Mutual · MiWay · King Price · Auto & General · Hollard · 1st for Women · Dialdirect · Budget · Virseker · Momentum · Absa · Naked · Pineapple
Free, no obligation, no credit check. And if we can't beat your quote, you get one message saying so, and we leave you alone.
Every year the premium creeps up a little. Never enough to make you phone anyone, just enough that the new customer signing up today pays less than you do for the same cover.
It isn't personal. It is how the industry is built, and it is built on a bet: that you won't spend your Saturday on hold finding out. You don't have to. That is the whole point of us.
Most people who message us aren't chasing a bargain. Something happened. A claim that dragged for months, a payout that came up short, a call centre that stopped calling back.
If that is you, bring us the policy. We find you an insurer that earns the debit order, and we tell you upfront what the excess and the fine print look like, so claim day holds no surprises.
You are not new to this. You know how insurance marketing works. So here is the deal in plain terms, and you can hold us to every line of it.
No follow-up calls, no "just checking in", no drip campaign. We shop your risk, and you hear from us when there is a better number on the table. If we can't beat it, you get one honest message saying your premium is fair, and that is the end of it.
Comprehensive cover from South Africa's established, licensed insurers, with the same or better excess and cover than you have now. We will never win on price by quietly stripping out what you'd need at claim time. You see both policies side by side before you decide.
Before we recommend an insurer we look at how they treat renewals and how they pay claims, not just their first-year price. And we stay your brokerage after the switch: at renewal we re-check the market, and at claim time you deal with us, not a call centre queue.
The Preevees team, Preevees Trading (Pty) Ltd, authorised FSP 52703
Six questions on this page: your car, what you pay now, where it sleeps, a few quick facts. No ID number, no credit check, no calls. Have your policy schedule handy? A photo of it on WhatsApp is even faster.
Your risk goes to our panel of 16 insurers and real quotes come back. Not estimates, quotes. Within one to two working days Nadiya, our broker, WhatsApps you what you pay now next to what you could pay, same cover or better, or an honest "your premium is fair, stay put".
Then you decide. Or you don't. Either way it cost you a minute. Say yes and we do the paperwork, including cancelling your old policy properly so there is never a gap in cover. If you switched to Discovery Insure with Vitality Drive, your guaranteed fuel cash back pays out month by month over your first three months.
Your new cover starts before the old one ends. We line up the dates.
Left to themselves, old insurers have a habit of "not receiving" the cancellation. Then you are debited twice, or the old debit swallows the money meant for the new one. We send the notice, chase the confirmation, and check your first month went through clean.
That is the paperwork. We do the rest.
The insurer you choose pays us commission. It is the same commission whichever one wins, so we have no reason to steer you. Your premium doesn't go up because we are in the middle. It usually goes down.
And if nobody beats your current price, you get one message saying exactly that. In writing. Then we leave you alone until your next renewal.
Most people only insure the car. Here is the thing the industry doesn't advertise: add your household contents to the same policy and the combined premium usually drops. Insurers give real discounts for keeping it under one umbrella. We quote it both ways, you pick.
South Africa's big short term insurers, side by side. As a licensed brokerage we are not tied to any one of them, which is the whole point: they compete, you win.
Logos belong to their respective insurers. Whether an insurer quotes on your risk depends on its own underwriting appetite.
Pick it from the list. Twenty seconds, no typing needed, and you'll see the value and what comprehensive cover should cost before you tell us anything else.
That's question 1 of 6 done. Continuing to your comparison in 4…
Values come from 842 000 South African listings and update as you move the mileage. Not a quote, an indication.
The cheapest premium is only half the maths. Some insurers pay you back for driving well, and we weigh that into every comparison. A few examples from insurers on our panel:
Quote and activate Discovery Insure with Vitality Drive between 20 July and 30 September 2026 and your first three months earn guaranteed minimum fuel cash back: R500 a month on Classic and Purple plans, R1 500 in total, or R250 a month on the Essential plan, R750 in total. A few activation steps apply, all listed in the terms below.
Discovery Insure's Vitality Drive pays up to 50% of your bp, Shell and Gautrain spend back for driving well, capped at R1 500 and at your vehicle premium.
Good-driver programmes offer upfront discounts of up to 20%, and top statuses can lock a 0% renewal increase. We check which insurer rewards your driving best.
Several insurers on our panel pay out a share of your premiums back after claim-free years. If you are a careful driver, that belongs in your comparison.
81% of South Africans who shopped their car insurance found a cheaper premium, saving an average of R539 a month. The ones who stayed put paid the loyalty tax.
Fictional examples built around common reasons people compare. They are not customer testimonials or promised savings.
"My renewal kept climbing, but I had no idea whether the cover had improved. The comparison made the excesses clear and showed where the monthly difference came from."
Naledi M.Switched from OUTsurance, saved R420/month*Johannesburg · illustrative scenario"I wanted the cash back, but only if the annual numbers still worked. Seeing the old and new policy side by side made the decision straightforward."
Yusuf K.Switched from Auto & General, saved R310/month*Durban · illustrative scenario"I expected a sales call. Instead, the gaps in my car-hire and glass cover were explained before any price was discussed."
Carmen J.Switched from Santam, saved R285/month*Cape Town · illustrative scenario"I was collecting a new car and did not want a gap between policies. The dates, bank confirmation and cancellation were mapped out before I switched."
Thabo N.Switched from MiWay, saved R510/month*Pretoria · illustrative scenario"The cheapest quote had a much higher excess, so it was not actually the best option for me. The comparison helped me choose on total value, not one number."
Claire V.Switched from Momentum Insure, saved R235/month*Gqeberha · illustrative scenario"I had one specific question about Vitality Drive before I was willing to compare. Getting a direct answer on WhatsApp made the next step feel easy."
Aisha P.Switched from Hollard, saved R375/month*Durban North · illustrative scenario*Fictional people and illustrative outcomes. Actual premiums, eligibility, cover and savings depend on individual underwriting and product terms.
No. We compare like for like. If a cheaper quote hides a bigger excess or a coverage gap, we flag it before you decide. Cheaper but worse isn't a win, and it comes back to bite everyone at claim time, including us.
You deal with one person: Nadiya. Your number isn't passed to insurers for marketing, isn't sold and isn't shared. WhatsApp only, unless you ask for a call.
It is the fastest route to an accurate quote, because everything an insurer needs is on it. We use it to match your cover line for line, and for nothing else. If you would rather not send it, the questions on this page work too; it just takes a little longer.
No. The website asks almost nothing. Nadiya collects the detail an insurer requires once you have seen a price worth moving for, on WhatsApp, one step at a time.
Tell us. A past claim changes the price; hiding it voids the policy exactly when you need it. We would rather quote you right than quote you pretty.
Quotes back in one to two working days. If you switch, the whole thing, quote to new policy live, is usually done inside a week.
It is a genuine Discovery Insure offer, the bonus rather than the point. Quote and activate between 20 July and 30 September 2026, join Vitality Drive as a new primary driver (from R99 a month, so factor that in), have the free sensor fitted at Tiger Wheel & Tyre or a Discovery Drive Centre, and swipe your linked card at bp or Shell each month. If Discovery doesn't win your comparison the offer doesn't apply, and we still show you who did.
Preevees Trading (Pty) Ltd, an authorised financial services provider, FSP 52703. Check us on the FSCA register: search for Preevees at fsca.co.za.
60 seconds. Free. No calls. If we can't beat it, we say so.
